Thursday, March 11, 2010

What is the best way to pay for a $5000 to $8000 total dental bill?

I have to get 5extractions, 10 cavities removed, root canal correction and a tooth implant. If I do not get the dental work done then I probably will not see the age of 40. (I am 25years old) My parents can afford to pay for it, but I cannot. I cannot afford the New Jersey, legal, minimum, health insurance of $244.50. People have told me to go to a university and have a dental student do the operation... I am a victim of the saying, "you get what you pay for." In otherwords, I want the dental work to be done 100% correctly. I make $769.95 everyother week. If I try to work more hours then I can make $900 or more. What is the best way to pay the total dental bill?

What is the best way to pay for a $5000 to $8000 total dental bill?
Well, health insurance doesn't pay for dental work, either, so that's not going to help you out at all.





You have a couple options - you can forget the implant, root canal, and cavity replacements, and just have all the problem teeth extracted. That's the cheapest way, and you can do it all for WELL under $1,000.





But if you want to keep the teeth, talk to a few local dentists. MOST have an arrangement with a dental financing company, so you can get a NO INTEREST loan, which you have to pay back usually within about 18 months, specifically for your dental work. That's what I've used before.
Reply:howdy, sorry about the problem, but here is the situation you are in. laws of average always work here. call 10 dentists and see if they can take some sort of down payment and then regular payments over 12 months or so. that is the only logical answer and the best one





landon
Reply:Check with the dentist and see if the have financing or a payment plan.





How much to just get dentures?
Reply:Eek! Don't get dentures. You are way too young. What the hell happened to your poor mouth that you have all this stuff being done at one time??? Your dentist might allow a payment plan but you would still probably have to pay about $300.00 a month. Can your folks float you the loan and you pay them back a little at a time? The other option is to get the most serious thing done first, pay for it, then the next thing, and so on. Future advice, find a better paying job that has insurance benefits (easier said than done, right?).
Reply:Do the dental student way, they do a good job and have a professor/dentist there to assist.
Reply:Marry the dentist ! Problem solved !



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